As a current customer of Exchange Underwriters, Inc. , we would like to take this opportunity both to thank you for your business and to share with you the importance our agency places upon protecting the privacy of information we gather from you in accordance with applicable state and federal laws.
Exchange Underwriters, Inc. collects information about our customers that is necessary to provide those services usual and customary to independent insurance agents. Exchange Underwriters, Inc. collects this necessary information from the following sources:
To collect customer information from the above-stated sources, Exchange Underwriters, Inc. may use the following means of communication to gather information: written, in-person, by telephone, by facsimile, electronically, and online.
We don't share information about our customers of former customers with non-affiliated third parties other than as permitted or required by law. For example, Exchange Underwriters, Inc. may share client information with non-affiliated third parties without your permission for the following reasons:
Affiliate sharing of which you may opt-out: Unless you opt-out, we may share with our affiliated companies information about you, including, but not limited to: information we obtain from your insurance application, such as your income or your marital status; information we obtain from a consumer report, such as your credit score or credit history; information we obtain to verify representations made by you, such as your open lines of credit; and, information we obtain from a person regarding his or her employment, credit, or other relationship with you, such as your employment history. Reasons we can share your personal information with our affiliates are for everyday business purposes information about your creditworthiness and for marketing our products and services to you.
Our affiliated companies that may receive this information are: Community Bank and affiliates.
Under no circumstances will we disclose any medical information other than as required or permitted by law.
To exercise your right to opt-out of certain information sharing, you must complete the Opt-Out Form, and send the completed form to Exchange Underwriters, Inc., Attn.: Privacy Department, 121 West Pike Street, Canonsburg PA 15317.
Your response must be postmarked no later than 30 days from the date you received this notice from us in person in order for it to be valid. If you do not mail this form back or do not mail it back within 30 days, you have not exercise your opt-out right, and we can share the information described.
We maintain physical, electronic, and procedural safeguards to guard your information. These safeguards include but are not limited to the following: